Florida Youth Soccer Association, its affiliated associations, leagues, clubs and all officers, directors, coaches, employees, teams, team officials, and volunteers while acting on behalf of Florida Youth Soccer Association at a covered activity.
Each Occurrence $1,000,000
Products/Completed Operations Aggregate $2,000,000
Personal and Advertising Injury $1,000,000
Legal Liability to Participant Coverage (other than brain injury) $1,000,000
Legal Liability to Participant Coverage (for brain injury) $2,000,000 with generage aggregate $5,000,000 (defense inside the limit)
Damage to Premises Rented to You Limit $300,000
Medical Expense (Spectators Only) $5,000
Sexual Abuse Each Occurrence $1,000,000
Sexual Abuse Aggregate $2,000,000
Excess Liability $1,000,000 subject to policy terms, conditions and exclusions
*All of the above subject to policy terms, conditions and exclusions.
Liability for bodily injury or property damage to spectators, game participants, and to members of the general public for activities sanctioned by Florida Youth Soccer Association.
United States for bodily injury, property damage, and personal and advertising injury.
All Certificate of Insurance Requests must be submitted to FYSA by submitting the Certificate of Insurance Form which can be found on the Association's website at www.fysa.com under Insurance Coverage. Certificates of insurance will be issued upon request adding the name of a school district, university, private land owner, municipality, or sponsor. All other requests are subject to underwriting approval.
Included - Medical Personnel and Medical Trainers acting within the scope of employment. Blanket Additional Insured & Waiver of Subrogation.
Excluded - Medical Payments for Athletic Participants, Members or Volunteers, Employment Related Practices Fire Works, Hot Air Balloon, Motorized Vehicles, Climbing Walls, Mechanical Rides, Water Slides, Haunted Houses, Rodeos, Amusement devices, inflatables, dunk tanks, Property of others in the care, custody and control of the insured such as personal property of players, coaches and parents, Workers Compensation, Intentional Acts, Player vs Player Claims, Hired & Non-owned Auto Liability is not included for teams, team officials, parents, coaches or volunteers.
Standard commercial general liability exclusions apply.
The FYSA Risk Management Program is in place to identify and assess potential risks to our soccer community. We monitor and minimize the probability and/or impact these risks may pose to youth athletes around the state. Risk management ranges from making sure that all players wear shin guards to providing background checks for all our volunteers, coaches and staff members.
The objectives of the risk management program are:
To review and recommend policies and procedures to ensure the safety of our participants.
To establish secure records and maintain the background check information program for volunteers, employees and others who are entrusted with the supervision and care of players and participants, including financial care.
To provide secondary medical coverage for injuries incurred during participation in Florida Youth Soccer activities.
To provide policy recommendations and education for Florida Youth Soccer Member Associations to minimize liabilities and other manageable risks including financial risk.
All background checks are completed through GotSoccer. Login into your account and under the Background Check tab, press the 'submit new report' button. Fill out all necessary information with your legal name and records. The background check includes a national and state level check, so please submit your report in a timely manner once per seasonal year.
In 2018, Congress passed The Protective Young Victims from Sexual Abuse and Safe Sport Authorization Act of 2017 (the SafeSport Act). The legislation is aimed at preventing and reporting child abuse in youth sports by expanding the categories of "mandatory reporters" and requiring organizations to provide enhanced training. FYSA requires all of its adult members to complete the training and follow the reporting guidelines of SafeSport.
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What problem are you hoping to address? I am proposing that FYSA works together to engage the entire state soccer community with the understanding that referees are human and are inclined to make mistakes, how we learn. One huge problem that we have as a soccer community is the underlying cultural idea that “Referees are ignorant and evil” and some even against the perpetual flow of the game. Enforcing their ill will on the game of soccer, and their children becomes a conduit for them to compensate for their lack of proper parenting and life choices. Some parents and coaches make belligerent comments, scream abusive obscene language and embarrass themselves and their children in the process. Others are simply finding this as an avenue to release pressurized steam of their 40+ hour work week. Either way it’s inconceivable that this behavior be directed at our up and coming referees, experienced or not. How do we expect our referees to continue in order to gain the experience necessary if they are constantly being lambasted and berated?
What is the background? FYSA and FLSRC working together, encourage and entice younger players to engage with the referee community at large. They gather together young students who would be willing to lay it all on the line to become proficient as a referee. Once these kids get involved and gain momentum towards the pursuit of a career in refereeing, they start to get their feet underneath them, literally and making strides towards true development in the referee uniform and giving yellow and red cards as they are supposed to. The parents, seeing their 10 year old Messi being chastised by this young whipper-snapper referee as a target for their ill will and abuse, feel their own inner Messi being squashed. The coaches in turn start to defend the parents, turning on the referee and making even more abusive comments to the young protégé, thus turning the referee into a whipping post in a uniform that should command respect from both the parents and coaches.
What is your recommendation? In order to approach this issue and encompass a change in this type of illicit behavior, there must be a concerted effort from the State at the club level to eliminate the thought prior to being brought to fruition. There are a number of ways in which we as the state soccer association can attempt to thwart this type of action, but we must work together to make this happen.
Silent Saturdays, “No Abuse” Signs at the field, A-Frames with a similar message, pre-season and continuous parental education pamphlets, flyers and videos are all examples of the action that FYSA needs to engage at the clubs to support the referees at this level to show them that we as a state association have not left them as verbal cannon fodder.
At the 2019 State Commissioners Cup, yellow and black signs were introduced and in the areas where posted went a long way towards deferring the angry commentary of the parents, but we need to take this much further.
How would they be distributed and what are the intended uses? Distribute to clubs? At the 2019 AGM I spoke with numerous representatives that would be willing to support a creative effort towards developing an A-Frame sign with the same type of verbiage as the signs which if pushed out to our leagues, could then be disseminated to our clubs. These A-Frames would be a giant step towards eliminating the detrimental behavior at the youth level and perhaps support more referee retention.
Let’s face this, if we lose our referees, there will be no soccer matches. We must engage this at the club and tournament level across the state in order to retain the newer referees. Most of our new generation of referees are culturally drenched and emotionally unwilling or unable to deal with the verbal assaults that are being thrust at them on this level with only one recourse, quit.
I see only one alternative, FYSA has the ability and needs to support our state level referees and show them we are united. I see the propagation of the “NO ABUSE” A-Frames, throughout the state, as an absolute must in order to address referee retention in order and we as the leaders in FYSA must support our youth referees. Let’s make it so!
Parents and athletes need to manage their SportsEngine accounts to ensure they get the most out of their Greater Central Florida Youth Soccer League, LLC experience during each sporting season. With their accounts properly configured, athletes and their families will receive communications according to their preferences and be able to complete registrations more efficiently. SportsEngine has created a Team Management Guide for Parents and Athletes that will help our members with frequently asked questions about our website and mobile app.